Bankruptcy Help

Can’t afford legal fees to file bankruptcy? Click here to find out your options. Many debtors are unable to afford the fees charged by attorneys for Chapter 7 bankruptcy. While many attorneys offer payment plans, they will not file your case until all fees are paid in full. This means that you will not have bankruptcy protection against creditors while you are trying to pay your attorney fees.

TOTAL Bankruptcy: While personal bankruptcy is accessible for most Americans, some think having a low income is a hurdle that may prevent them from filing for bankruptcy. This couldn’t be further from the truth. If you are struggling financially, and would like a free bankruptcy consultation, click here to find out your options. Filing for bankruptcy may help individuals to discharge their debts and free themselves from the grasp of creditors. Here are a few bankruptcy tips for people with low incomes who need assistance:

 There are special bankruptcy programs, such as Chapter 7, specially designed for people with lower incomes. Unlike other debt relief options that require repayment plans or lump sum payments, Chapter 7 may help you clear your debt for a relatively low cost if you are eligible.

 Typically, bankruptcy courts require a fee to file for bankruptcy, but this fee can sometimes be waived if you have a low income. Ask your lawyer for more advice on court fee waivers.

 Getting things right the first time can save you money in the long run, so it might be a good idea to consult an attorney before trying to file for bankruptcy yourself. It may be a wise financial choice in the long run.

This site will give you a free evaluation by a participating law firm to discuss your options; the opportunity to choose from more than one law firm (where available); and a bankruptcy attorney to help you through the process.

Bank Rate:

Click here for help with filing for bankruptcy without a fee. First, you can search for a pro bono attorney at probono.abiworld.org. You may be able to get legal help for free. Second, you may be able to file your case on your own if you do some research. It is called a pro se filing and happens all the time if your case isn’t too complex. Third, you could take your next paycheck, pay no one and go directly to your attorney’s office and file.

What is bankruptcy? Bankruptcy is a court proceeding in which a judge and court trustee examine the assets and liabilities of individuals and businesses who can’t pay their bills and decide whether to discharge those debts, so they are no longer legally required to pay them. Bankruptcy laws were written to give people whose finances collapsed, a chance to start over. Whether it was bad decision-making or bad luck, lawmakers could see that in a capitalistic economy, consumers and businesses who failed, need a second chance. Click here for more information.